In order to transact online we must ask you to provide us information about yourself and your credit card and/or bank account. This Privacy Policy describes the information we collect and how we use that information.

If you register with us, you authorize us to exchange the information you provide in the application form with our bankers.

We take the privacy of your personal information very seriously and will use your information only in accordance with the terms of this Privacy Policy. We will not sell or rent your personally identifiable information or a list of our customers to third parties. This Privacy Policy applies to all services that are hosted on our site.

By accepting the Privacy Policy and User Agreement in registration, you expressly consent to our use and disclosure of your personal information in the manner described in this Privacy Policy.

Please note that your personal information will be stored and processed on our computers in the South Africa If you object to your personal information being transferred or used as described in this Privacy Policy, please do not register for this service.

Notification of Changes
This policy may be revised over time. If we are going to use or disclose your personally identifiable information in a manner materially different from that stated at the time we collected the information, you will have a choice as to whether or not we use or disclose your information in this new manner. Any material changes will be effective only after we provide you by e-mail with at least 30 days' notice of the amended Privacy Policy.

We will post the amended Privacy Policy prominently on our Web site so that you can always review what information we gather, how we might use that information, and whether we will disclose it to anyone.

Other pages on our site include links to third party Web sites. These sites are governed by their own privacy statements, and we are not responsible for their operations, including but not limited to their information practices. Users submitting information to or through these third party Web sites should review the privacy statement of these sites before providing them with personally identifiable information.

Required Information
To register, you must provide your name, address, phone number, and e-mail address. In order to place orders, you must provide credit card, debit card or bank account information. This required information is necessary for us to process transactions, issue a new password if you forget or lose your password, protect you against credit card fraud and checking account fraud, and to contact you should the need arise in administering your account.

Additional Verification
If we cannot verify the information that you provide, or if you request a withdrawal by check to an address other than your verified credit card billing address, we ask you to send us additional information by fax (such as your drivers' license, credit card statement, and/or a recent utility bill or other information linking you to the applicable address), or to answer additional questions online to help verify your information.

Our Use of "Cookies"
"Cookies" are small files of data that reside on your computer and allow us to recognize you as a customer if you return using the same computer and browser. We send a "session cookie" to your computer if and when you log in by entering your e-mail address and password.

Customer Service Correspondence
If you send us correspondence, including e-mails and faxes, we retain such information in the records of your account. We will also retain customer service correspondence and other correspondence.

Our Contacts with Customers
We communicate with users on a regular basis via e-mail to provide services, and we also communicate by phone to resolve customer complaints or investigate suspicious transactions. We use your e-mail address to confirm your registration, to send you notice of payments that we have received, to send information about important changes to our products and services.

Information Security
We are committed to handling your customer information with high standards of information security.
The security of your account also relies on your protection of your Username and Password. You may not share your Username or password with anyone. We will never ask you to send your Username or Password or other sensitive information to us in an e-mail, though we may ask you to enter this type of information on the website.

If you do share your password with a third party for any reason, including because the third party has promised to provide you additional services such as account aggregation, the third party will have access to your account and your personal information, and you will be responsible for actions taken using your username and password. If you believe someone else has obtained access to your password, please change it immediately by logging in to your account.

Liability for Unauthorized Transactions
You can inspect your transaction history at any time by logging in to your account and clicking the "History" tab. It is very important that you contact us if you believe your user ID or password has been compromised, or if transactions to us appear on your credit card that are not contained in our transaction history.